FINALLY!!! FREE ANSWERS / NO SALES!!!
Make no mistake about this fact, you will have fees even after you've paid your contract in full.
If this is new news to you, here's the skinny:
Annual fees are mailed out every November, and are due in January. Late fees to any unpaid amount will apply (every month after your grace period) according to your resort. These fees will compound until zeroed out.
You will not be able to use your resort facilities until your fees are paid in full.
People still get upset at the resort when they "realize" that they have to pay on-going additional fees above and beyond the maintenance. Many times you're initially required to pay these fees at the time of purchase. This common practice is never hidden information, you sign for it. Hundreds of thousands of families get this concept, and adhere to these stipulations. In fact, they purchase more and more, they love it. It's a lifestyle that's easier to swallow when you can wrap your mind around it all.